Buy now, pay later
Get your laptop today.
Split payments over 3–6 months.
No paperwork, no stress. Get approved in minutes and walk away with your laptop — pay at your own pace.
Approval within minutes
Works with all Nigerian banks
Min. deposit: 30%
7.5% interest on balance
Secure & transparent
Calculate my plan
₦
Repayment period
3months
4months
5months
6months
Enter your laptop price and choose a
repayment period to see your full
payment breakdown.
repayment period to see your full
payment breakdown.
3
month plan
Spread: 3 equal monthly payments
Interest: 7.5% on balance
Min. deposit: 30%
Best for: laptops under ₦400K
4
month plan
Spread: 4 equal monthly payments
Interest: 7.5% on balance
Min. deposit: 30%
Best for: laptops ₦400K–₦600K
Most popular
5
month plan
Spread: 5 equal monthly payments
Interest: 7.5% on balance
Min. deposit: 30%
Best for: laptops ₦600K–₦900K
6
month plan
Spread: 6 equal monthly payments
Interest: 7.5% on balance
Min. deposit: 30%
Best for: premium laptops ₦900K+
Laptops that fit your plan
Showing laptops within your eligible price range on GadgetFreak.
How to complete your purchase: After selecting your product, choose Credit Direct as your payment method at checkout. Need help?
