Buy now, pay later
Get your phone or tablet today.
Split payments over 3–6 months.
No paperwork, no stress. Get approved in minutes and walk away with your phone or tablet — pay at your own pace.
Approval within minutes
Works with all Nigerian banks
Min. deposit: 30%
7.5% interest on balance
Secure & transparent
Calculate my plan
₦
Repayment period
3months
4months
5months
6months
Enter your phone or tablet price and choose a
repayment period to see your full
payment breakdown.
repayment period to see your full
payment breakdown.
3
month plan
Spread: 3 equal monthly payments
Interest: 7.5% on balance
Min. deposit: 30%
Best for: phones under ₦400K
4
month plan
Spread: 4 equal monthly payments
Interest: 7.5% on balance
Min. deposit: 30%
Best for: phones ₦400K–₦600K
Most popular
5
month plan
Spread: 5 equal monthly payments
Interest: 7.5% on balance
Min. deposit: 30%
Best for: phones & tablets ₦600K–₦900K
6
month plan
Spread: 6 equal monthly payments
Interest: 7.5% on balance
Min. deposit: 30%
Best for: premium phones & tablets ₦900K+
Phones & Tablets that fit your plan
Showing phones & tablets within your eligible price range on GadgetFreak.
How to complete your purchase: After selecting your product, choose Credit Direct as your payment method at checkout. Need help?
